Exclusive Mortgage Live Transfers

More conversations.
More applications.
Less chasing.

Get exclusive mortgage live transfers from homeowners who are ready to speak with a loan officer now.

Live Call
Transfer
On the
line
Borrower is calling about:
Cash-Out Refinance
$125,000
Est. Cash-Out Amount
  • Credit Score: 720+
  • Current Balance: $385,000
  • Home Value: $650,000
  • Property Type: Single Family
  • State: Florida
Why Mortgage Teams Choose Us

Live Transfer Calls

No forms. No bots. Just real homeowner conversations.

Exclusive Transfers

One borrower. One loan officer. Never shared.

Pre-Qualified Borrowers

Intent, property details, and eligibility verified before transfer.

Nationwide Coverage

Connect with homeowners across approved U.S. markets.

Live Transfer·Incoming ID: 4821
Connecting...
Transferring live call
BORROWER
Phoenix, AZ
On Call
YOUR TEAM
Loan Officer
Receiving
Live Prospect
Michael D.
(602) 942-XXXX
Credit Score
721
Good
Location
Phoenix, AZ
Loan Type
Cash-Out Refi
Cash-Out Amount
$112,000
Est. proceeds
Status
LIVE
Connected
14:21:51 Call routed from Phoenix, AZ Secure Connection Encrypted End-to-End

Why Mortgage Teams Choose TrueFreedom

TCPA Compliant

Compliance-first live transfer campaigns.

Secure & Private

Protected borrower data. Never shared.

Built for
Mortgage Pros

Designed specifically for loan officers and lenders.

More Live
Conversations

Create more application opportunities with serious borrowers.

How it works
1. You Choose

Pick your coverage

Select your lead type, call routing, and coverage area.

2. We Connect

We qualify the call

We generate, qualify, and connect the borrower live.

3. You Talk

You take the call

Speak with pre-qualified borrowers ready to move forward.

4. You Close

Fund the loan

More funded loans. Better ROI. Long-term growth.

Quality Calls.
Real Borrowers.
Better Closings.

Live transfer network

Coverage across the United States.

Real-time transfers routed from every major metro — and a thousand cities in between. Phoenix is HQ; the country is the network.

LIVE TRANSFER NETWORK · STATUS: ONLINE SCAN ACTIVE · 35 NODES · 62 LINKS 47 STATES SERVED 24H VOLUME297 transfers
Lead Types

Matched to the loans you write.

Tell us your states and products — we'll route the volume and the borrower profiles your team is best at closing.

Purchase

Ready buyers

Borrowers actively shopping a home and ready to lock a rate.

High Intent Buyers
Actively Shopping
Pre-Qualified to Close
Refinance

Lower payments

Homeowners seeking to refinance for payment relief or a better rate, screened for fit.

Rate Reduction
Payment Relief
Screened for Fit
Cash-Out Refi

Tap home equity

Homeowners looking to access equity for debt consolidation, renovations, or major expenses.

Equity Access
Cash-Out Intent
Qualified Homeowners
Reverse & VA

Specialty borrowers

Reverse, VA, and niche programs — pre-qualified to your criteria.

Reverse & VA Qualified
Niche Program Expertise
Matched to Your Criteria
Quality borrowers. Better fits. More closes. That's the power of matching.
Questions lenders ask

The fine print, upfront.

Each transfer is sold once, to one lender. We never recycle, resell, or split leads across multiple buyers. The borrower on your line has not been pitched by anyone else — and won't be after you hang up.
One buyer · one transferNever resold
Calls that disconnect in under 30 seconds, or fail post-transfer TCPA verification, are credited back automatically. We don't refund for closing performance — that's on your team — but you're never billed for transfers that didn't have a chance.
Auto-credit under 30sTCPA fail · full credit
Most lenders are receiving live transfers within 24 hours of signup. Onboarding is one short call to lock in your states, loan products, FICO bands, daily volume cap, and where to route calls during your delivery window.
24 hours to liveOne onboarding call
Every caller is verified for intent, loan purpose, credit band, and TCPA consent before they're transferred. We screen out shoppers who don't fit your criteria so your officers only spend time on viable borrowers.
Intent · verifiedCredit band · verifiedConsent · verified
Yes. Match by state, FICO band, loan purpose (purchase, refinance, reverse, VA), cash-out size, and other criteria your team specializes in. Tell us what closes best on your floor and we route accordingly.
State targetingFICO bandsLoan type
Every caller gives explicit consent to receive a transfer before they're routed. Every call is recorded and stored. You receive the consent record and the call recording with every transfer — so the compliance trail is yours from day one.
Explicit consentCalls recordedRecords shared
Still have a question?Ask the team →
Get matched

Match volume to your team.

Tell us your states, target weekly volume, and the loan products your floor closes best. We'll come back with available capacity and timing — usually within one business day.

4h
avg response
24h
to live transfers
100%
exclusive
Lender Application  ·  #TF-2026
Confidential · Exclusive live transfer routing
Confidential
25100250500+
Helps us match you with the right transfer opportunities.
No spam. No reselling. Reply within one business day.
Fast Response
Reply within one business day
Exclusive Routing
Directed to serious borrowers, not leads
Private & Secure
Your information is never shared

Application received.

A member of the True Freedom team will reach out within one business day with available volume for your team.

REF · #TF-2026-4821