Mortgage live transfer leads

Talk to borrowers,
not lists.

We qualify and transfer ready mortgage borrowers to your loan officers in real time — exclusive, consented, on the line in under a minute.

Live transfer · incoming#TF-4821
Borrower
PHOENIX · AZ
Your team
LOAN OFFICER● CONNECTED
14:22:08 · 758 · Mesa, AZ · cash-out $112,000 · connected 14:21:51 · 721 · Austin, TX · cash-out $54,000 · connected 14:21:30 · 776 · Tampa, FL · cash-out $143,000 · connected 14:21:02 · 698 · Charlotte, NC · cash-out $37,000 · connected 14:20:38 · 812 · Scottsdale, AZ · cash-out $215,000 · connected 14:20:11 · 733 · Denver, CO · cash-out $67,000 · connected 14:19:44 · 704 · Atlanta, GA · cash-out $92,000 · connected 14:19:18 · 768 · Las Vegas, NV · cash-out $128,000 · connected 14:22:08 · 758 · Mesa, AZ · cash-out $112,000 · connected 14:21:51 · 721 · Austin, TX · cash-out $54,000 · connected 14:21:30 · 776 · Tampa, FL · cash-out $143,000 · connected 14:21:02 · 698 · Charlotte, NC · cash-out $37,000 · connected 14:20:38 · 812 · Scottsdale, AZ · cash-out $215,000 · connected 14:20:11 · 733 · Denver, CO · cash-out $67,000 · connected 14:19:44 · 704 · Atlanta, GA · cash-out $92,000 · connected 14:19:18 · 768 · Las Vegas, NV · cash-out $128,000 · connected
24h
Live in as little as 24 hours
31%
Contact-to-application
8a – 6p
Mon – Sat · PST
Call delivery window
100%
Exclusive & recorded
Live transfer network

Coverage across the United States.

Real-time transfers routed from every major metro — and a thousand cities in between. Phoenix is HQ; the country is the network.

LIVE TRANSFER NETWORK · STATUS: ONLINE SCAN ACTIVE · 35 NODES · 62 LINKS 47 STATES SERVED 24H VOLUME297 transfers
Why lenders choose us

Built for loan officers who'd rather close than dial.

Every transfer is a real person who asked for a call — screened, consented, and routed to an available officer while they're still on the line.

Real-time transfers

We connect borrowers to an open officer in under 60 seconds — no callbacks, no voicemail tag, no cold lists to work.

Exclusively yours

Each lead is sold once, to one lender. No bidding wars, no recycled contacts, no competing against four other calls.

Compliant by default

Every caller is TCPA-consented, intent-verified, and fully recorded — so your pipeline grows without the regulatory risk.

The process

Three steps from stranger to signed.

01 / Qualify

We screen first

Intent, loan purpose, credit band, and consent are all verified before a single call reaches your floor.

02 / Transfer

We connect live

A warm, ready borrower is routed straight to an available loan officer — in real time, while they're engaged.

03 / Close

You take it home

Your team does what it does best. The lead is exclusively yours, start to funding, and never resold.

Lead types

Matched to the loans you write.

Tell us your states and products — we'll route the volume and the borrower profiles your team is best at closing.

Purchase

Ready buyers

Borrowers actively shopping a home and ready to lock a rate.

Refinance

Lower payments

Homeowners seeking to refinance or pull equity, screened for fit.

Reverse & VA

Specialty borrowers

Reverse, VA, and niche programs — pre-qualified to your criteria.

Questions lenders ask

The fine print, upfront.

Each transfer is sold once, to one lender. We never recycle, resell, or split leads across multiple buyers. The borrower on your line has not been pitched by anyone else — and won't be after you hang up.
One buyer · one transferNever resold
Calls that disconnect in under 30 seconds, or fail post-transfer TCPA verification, are credited back automatically. We don't refund for closing performance — that's on your team — but you're never billed for transfers that didn't have a chance.
Auto-credit under 30sTCPA fail · full credit
Most lenders are receiving live transfers within 24 hours of signup. Onboarding is one short call to lock in your states, loan products, FICO bands, daily volume cap, and where to route calls during your delivery window.
24 hours to liveOne onboarding call
Every caller is verified for intent, loan purpose, credit band, and TCPA consent before they're transferred. We screen out shoppers who don't fit your criteria so your officers only spend time on viable borrowers.
Intent · verifiedCredit band · verifiedConsent · verified
Yes. Match by state, FICO band, loan purpose (purchase, refinance, reverse, VA), cash-out size, and other criteria your team specializes in. Tell us what closes best on your floor and we route accordingly.
State targetingFICO bandsLoan type
Every caller gives explicit consent to receive a transfer before they're routed. Every call is recorded and stored. You receive the consent record and the call recording with every transfer — so the compliance trail is yours from day one.
Explicit consentCalls recordedRecords shared
Still have a question?Ask the team →
Get matched

Match volume to your team.

Tell us your states, target weekly volume, and the loan products your floor closes best. We'll come back with available capacity and timing — usually within one business day.

4h
avg response
24h
to live transfers
100%
exclusive
LENDER APPLICATION · #TF-2026CONFIDENTIAL
25100250500+
No spam · No reselling · Reply within one business day

Application received.

A member of the True Freedom team will reach out within one business day with available volume for your team.

REF · #TF-2026-4821